The same payment, two routes

One takes five stops. One takes two.

Card payment
person
Customer
arrow_forward
point_of_sale
Terminal
rental
arrow_forward
sync_alt
Acquirer
margin
arrow_forward
hub
Card network
scheme fee
arrow_forward
account_balance
Issuing bank
interchange
arrow_forward
storefront
Merchant
Open banking No interchange ยท no scheme fee
person
Customer
arrow_forward
account_balance
Customer's bank
arrow_forward
account_balance
Merchant's bank
arrow_forward
storefront
Merchant